"Unauthorized' Credit Card Use!

So, I get my credit card statement[ONE of them] and it's 'How Much?' Oh drat, SOMEONE has been using my credit card. Just what I NEED--another PROBLEM!! So, I start going over the bill. Ok, this charge is mine--and this one-mine--and this one---mine, and on and on it goes. EVERY charge on it--I AUTHORIZED! How can that be???? Wendy, you are TOTALLY 'out of control!! This is the SECOND time this week that I'll have to take my 'MAD CASH' and put it in the bank to cover MY bills. WHAT am I thinking? The ONLY thing I can say in my defense is that I HAVEN'T dipped into my savings---well, not YET at least. I'm a person living on a budget who thinks she's NOT! Does anyone else have this problem?