Dec 4, 2010

OW!!!! That HURTS!

You are not going to believe this! [I promise!] I have been spending my money 1 month in advance. Yes, I pay ALL my bills, yes, I pay off my credit cards IN FULL each month, yes, I CAN eat but--- By the time everything is paid I'm out of money and have to rely on my Credit cards to get by. Dennis was LIVID when I told him. He's been after me for YEARS to not use Credit cards AT ALL! So--what do I do??? Good question-- I choose THIS MONTH to ween myself. All the bills ARE paid [til NEXT payday] and I am indeed broke but instead of using credit, I'm pulling from SAVINGS and using CASH!  Let tell you--THAT BITES! Every time I spend a dime I have to give up some of my hard saved CASH. Santa is going to be a real TIGHTWAD this year. It has been a learning experience however and I DO recommend it. You'd be surprised what you DON"T need when it's going to hurt RIGHT NOW instead of LATER! Oh well, to those on my gift list--sorry I was dumb enough to think it would be a good idea to be fiscally responsible THIS MONTH! Know I love you anyway!!!!

4 comments:

Brandon Doyle said...

Gifts aren't really useful to me. Besides, you already gave me the best gift of all this year... the gift of your time.

You took on three kids without knowing their daily habits, lifestyle, or even temperament. I find that both brave and amazing.

And you didn't even get a lousy t-shirt for it. ; )

Our house is so full of junk... I still can't believe Christmas is three weeks away.

Anyway, I'm starting to lean towards the 'less is more' ideals. I'm tired of having 'stuff' and inanimate objects run my life. I have bigger fish to fry. : )

http://zenhabits.net

Love you.

wendypepper said...

Have I told you lately!??? I LOVE you! You SO GET me!

Bridget said...

I want prezzies, prezzies,prezzies, prezzies :).

wendypepper said...

then Bridget, my dear, prezzies you shall have. In the wise words of my older sister Brandon, 'those that don't ask, don't want and those who ask, don't get!' Never could get the better of that woman!!!